My husband and I are literally drowning in debt. There’s no way we can file bankruptcy or do any of that consolidation stuff. He has a federal job and would pretty much lose his job immediately. We have found relief from his student loans by filling out a form and getting his payments cut in half for a year. Are there any sort of programs in existence that will help out with credit card debt? We have Discover, Chase, Citi, and Bank of America accounts. We have already cut up the cards and do not plan on using them ever again. We tried to get a loan to consolidate the debt into one payment and our credit isn’t good enough to do that either. Any suggestions?
Yes, my husband has to maintain a very high security clearance. This is why he can’t let his credit go bad.

hi had great credit at one time i need a personal loan do not have good credit have the ability to repay but not the credit to borrow is there anyone out there who lends money based on your ability to repay need a debt consolidation loan looking to borrow about 20,000.00 dollars thanks

I have several credit cards and a couple of payday loans that I’m trying to clear up quickly. The 360.00 a month in fees for the payday loans is more than I can handle. If I could get a consolidation loan to get out from under some of this debt it would be a tremendous relief. My credit is not great but it’s not bad either. I do have a lot of debt which I am managing to pay every month but with nothing let over. One other thing, I have no collateral for a large loan. I would be willing to have the loan amount debited from my account every payday. Any advice would be greatly appreciated.

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?

This is for a combination of school and debt consolidation. My parents make too much money for grants and federal loans and I filled out a FAFSA and never got a straight answer. lease help!!! Thank you.

I have a credit score of 570ish and I want to get an unsecured personal loan to consolidate my credit cards into one payment….what are my options if i dont want to use a debt consolidation or settlement company
Are there any banks that anyone knows of that would approve me…i dont have a cosigner or a car or house to borrow against either.

www.expert-debt-consolidation.com You may be a homemaker, a student with not enough free time to take on a full time job or a retiree looking to get back into the workforce. Or perhaps you’re just sick and tired of commuting every day to work yourself ragged making money for someone else. Whatever the reason, it is well worth your time to look into getting into a home based business of your own.

I’ve been wanting to do some debt consolidation and I tried applying at my personal bank but couldn’t get it. Does anyone know of a good place to go with fair credit?! How do people expect us to pay off our bills? I can’t do debt consolidation through a company because I’m only $7500 in debt and they require $10,000. Let me know! Thanks!

I have a solid job ($150k+ annually), good home equity ($200k+), but a lot of debt and falling credit scores. If I could consolidate $50k in debt with a reasonable loan I should be good. Any ideas?

I owe some people some money and I need a personal loan for $5000. I have a tutoring job that gives me about $200 extra a month to pay for the loan. I’m not looking for a debt consolidation company. I just want to find a bank that will give me the loan.