Debt has indeed become a grave problem for an increasing number of people in the US. Running on several hefty debts is quite a common thing; and more common is the ubiquitous stress and loss of peace, which mark the lives of the debt-stricken consumers!
Are you similarly struggling with multiple debts, which are spiraling out of your control? Are the variable interest rates on your debts devouring a large portion of your income? Is every buzz of your phone causing in you a sense of alarm, lest it is a debt collection call? Brooding over your fat debts will hardly help; it is time you consider debt consolidation option and simplify your debts!
With debt consolidation, you can merge your several existing debts into a single obligation, which you pay off at a fixed lower interest. Here are some of the simple ways to get your debts consolidated:
Take out a HELOC: If you own a house and it has considerable equity on it, then you can consider a Home Equity Line of Credit or a Home Equity Loan. You can take out these by keeping your house as the collateral against the loan. Home equity line of credit (HELOCs) is a revolving line of credit that lets you draw checks up to the total credit limit. Most HELOCs allow you to drawn on the credit for up to ten years. Home equity loans are like HELOCs except the loan is a cash lump sum drawn at a single go and you pay it off over a fixed time. You can use the HELOC or the Home Equity Loans for paying off your existing debts. And it will leave you with a single liability towards the repayment of the HELOC. Most HELOC loans come at a very affordable interest, which makes your repayment easier.
Collateralize your assets: If you owe some other asset such as car, boat, motorcycle, landed property or even jewelry, you can use them as collateral and take out a loan against it. Then you can use the proceeds to pay off your present liabilities. Since the collateral provision lowers the interest on the loan, you liability towards the loan becomes less stressful.
Borrow against insurance: If you have a life insurance with cash value, you can borrow money against the policy and use it for the repayment of your debts. Borrowing against insurance is usually advantageous. Typically, the insurance company charges a nominal interest rate and you can take your time to repay the loan. If you cannot pay the amount, then simply your borrowed amount plus the interest will be deducted from the sum payable to the beneficiary.
Borrow from 401(k) plan: If you have a 401(k) retirement plan, then you can borrow up to 50% of the account’s value, or ,000, (whichever is smaller), and use the proceeds for your debt consolidation. Interest rates on 401(k) loans are usually cheap but you need to repay the loan within five years. If you leave your employment without repaying the loan fully, the outstanding balance becomes payable immediately. So, you should repay your 401(k) loan before you leave your job.
Consider balance transfer: It is a great way to get your credit card debts consolidated. Choose one of your credit cards with lowest interest rate. If you have not reached the maximum limit on that card, then you can transfer a number of high interest card balances to this card and pay off the balance as fast as possible. Once you pay off the balance, repeat the process with the remaining high interest cards, and pay off all your credit card debts.
Sign up with a debt consolidation company: Now, if the above debt consolidation options do not seem to fit your situation, then the best way is to hire services of a professional debt consolidation company. Make sure you go for a company affiliated to the BBB or any other pro-consumer group. You will need to sign up with an upfront fee. On signing up, the company will take charge of your debt issues and carry out the entire consolidation program by negotiating with your creditors. It will also devise a monthly payment plan within your budget, which will require you to make a single monthly payment to company. And in turn the company will make payments to your creditors from that sum. The process will continue until your obligations are paid off totally!
Debt consolidation can be an excellent way to solve your debt problems without having to risk your credit score greatly! In fact, it is the only debt relief option that harms your credit score minimally; the reason being that, with consolidation you pay off the entire borrowed amount and it is extremely advantageous when it comes to credit score improvement.
So, just gear yourself up, choose the consolidation option that suits you best and pave your way to a happy and peaceful debt-free life!
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<!– Top iFrame –> <!– Bottom iFrame –>
[removed]// <![CDATA[ var LEO_HIGHLIGHTS_INFINITE_LOOP_COUNT = 300; var LEO_HIGHLIGHTS_MAX_HIGHLIGHTS = 50; var LEO_HIGHLIGHTS_IFRAME_TOP_ID = "leoHighlights_top_iframe"; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_ID = "leoHighlights_bottom_iframe"; var LEO_HIGHLIGHTS_IFRAME_DIV_ID = "leoHighlights_iframe_modal_div_container"; var LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_WIDTH = 520; var LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_HEIGHT = 391; var LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_WIDTH = 520; var LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_HEIGHT = 665; var LEO_HIGHLIGHTS_IFRAME_TOP_POS_X = 0; var LEO_HIGHLIGHTS_IFRAME_TOP_POS_Y = 0; var LEO_HIGHLIGHTS_IFRAME_TOP_WIDTH = 520; var LEO_HIGHLIGHTS_IFRAME_TOP_HEIGHT = 294; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_POS_X = 96; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_POS_Y = 294; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_WIDTH = 425; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_HEIGHT = 97; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_WIDTH = 425; var LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_HEIGHT = 371; var LEO_HIGHLIGHTS_SHOW_DELAY_MS = 300; var LEO_HIGHLIGHTS_HIDE_DELAY_MS = 750; var LEO_HIGHLIGHTS_BACKGROUND_STYLE_DEFAULT = "transparent none repeat scroll 0% 0%"; var LEO_HIGHLIGHTS_BACKGROUND_STYLE_HOVER = "rgb(245, 245, 0) none repeat scroll 0% 0%"; var LEO_HIGHLIGHTS_ROVER_TAG = "711-36858-13496-14"; createInlineScriptElement("var LEO_HIGHLIGHTS_DEBUG = false;
var LEO_HIGHLIGHTS_DEBUG_POS = false; var _leoHighlightsPrevElem = null; /** * Checks if the passed in class exists * @param c * @return */
function _leoHighlightsClassExists(c) { return typeof(c) == "function" && typeof(c.prototype) == "object" ? true : false;
} /** * Checks if the firebug console is available * @param c * @return */
function _leoHighlightsFirebugConsoleAvailable(c) { try { if(_leoHighlightsClassExists(_FirebugConsole) && window.console && console.log && (console instanceof _FirebugConsole)) { return true; } } catch(e){} return false;
} /** * General method used to debug exceptions * * @param location * @param e * @return */
function _leoHighlightsReportExeception(location,e)
{ try { if(_leoHighlightsFirebugConsoleAvailable() ||LEO_HIGHLIGHTS_DEBUG) { var logString=location+": "+e+"\n\t"+e.name+"\n\t"+ (e.number&0xFFFF;)+"\n\t"+e.description; if(_leoHighlightsFirebugConsoleAvailable()) { console.error(logString); console.trace(); } } if(LEO_HIGHLIGHTS_DEBUG) alert(logString); } catch(e){}
} /** * This will log a string to the firebug console * * @param str * @return */
function _leoHighlightsDebugLog(str)
{ try { if(_leoHighlightsFirebugConsoleAvailable()) { console.log(typeof(_FirebugConsole)+" "+str); } } catch(e) { _leoHighlightsReportExeception("_leoHighlightsDebugLog() "+str,e); }
} /** * This will get an attribute and decode it. * * @param elem * @param id * @return */
function _leoHighlightsGetAttrib(elem,id)
{ try { var val=elem.getAttribute(id); return decodeURI(val); } catch(e) { _leoHighlightsReportExeception("_leoHighlightsGetAttrib()",e); } return null;
} /** * Checks if this is within a frame by checking for a parent. * * @return */
function _leoHighlightsIsFrame()
{ try { return (window!=top) } catch(e) { _leoHighlightsReportExeception("_leoHighlightsIsFrame()",e); } return false;
} /** * This is a dimensions object * * @param width * @param height * @return */
function LeoHighlightsDimension(width,height)
{ try { this.width=width; this.height=height; this.toString=function() { return ("("+this.width+","+this.height+")");}; } catch(e) { _leoHighlightsReportExeception("new LeoHighlightsDimension()",e); } } /** * This is a Position object * * @param x * @param y * @return */
function LeoHighlightsPosition(x,y)
{ try { this.x=x; this.y=y; this.toString=function() { return ("("+this.x+","+this.y+")");}; } catch(e) { _leoHighlightsReportExeception("new LeoHighlightsPosition()",e); } } var LEO_HIGHLIGHTS_ADJUSTMENT = new LeoHighlightsPosition(3,3);
var LEO_HIGHLIGHTS_IFRAME_TOP_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOP_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOP_HEIGHT);
var LEO_HIGHLIGHTS_IFRAME_BOTTOM_HOVER_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_WIDTH,LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_HEIGHT);
var LEO_HIGHLIGHTS_IFRAME_BOTTOM_CLICK_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_WIDTH,LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_HEIGHT); var LEO_HIGHLIGHTS_DIV_HOVER_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_HEIGHT);
var LEO_HIGHLIGHTS_DIV_CLICK_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_HEIGHT); /** * Sets the size of the passed in element * * @param elem * @param dim * @return */
function _leoHighlightsSetSize(elem,dim)
{ try { // Set the popup location elem.style.width = dim.width + "px"; if(elem.width) elem.width=dim.width; elem.style.height = dim.height + "px"; if(elem.height) elem.height=dim.height; } catch(e) { _leoHighlightsReportExeception("_leoHighlightsSetSize()",e); } } /** * This can be used for a simple one argument callback * * @param callName * @param argName * @param argVal * @return */
function _leoHighlightsSimpleGwCallBack(callName,argName, argVal)
{ try { var gwObj = new Gateway(); if(argName) gwObj.addParam(argName,argVal); gwObj.callName(callName); } catch(e) { _leoHighlightsReportExeception("_leoHighlightsSimpleGwCallBack() "+callName,e); }
} /** * This gets a url argument from the current document. * * @param url * @return */
function _leoHighlightsGetUrlArg(url, name )
{ name = name.replace(/[\[]/,”\\[").replace(/[\]]/,”\\]”); var regexS = “[\?&]“+name+”=([^]*)”; var regex = new RegExp( regexS ); var results = regex.exec(url); if( results == null ) return “”; else return results[1];
} /** * This allows to redirect the top window to the passed in url * * @param url * @return */
function _leoHighlightsRedirectTop(url)
{ try { top.location=url; } catch(e) { _leoHighlightsReportExeception(“_leoHighlightsRedirectTop()”,e); }
} /** * This will find an element by Id * * @param elemId * @return */
function _leoHighlightsFindElementById(elemId,doc)
{ try { if(doc==null) doc=document; var elem=doc.getElementById(elemId); if(elem) return elem; /* This is the handling for IE */ if(doc.all) { elem=doc.all[elemId]; if(elem) return elem; for ( var i = (document.all.length-1); i >= 0; i–) { elem=doc.all[i]; if(elem.id==elemId) return elem; } } } catch(e) { _leoHighlightsReportExeception(“_leoHighlightsFindElementById()”,e); } return null;
} /** * Get the location of one element relative to a parent reference * * @param ref * the reference element, this must be a parent of the passed in * element * @param elem * @return */
function _leoHighlightsGetLocation(ref, elem) { _leoHighlightsDebugLog(“_leoHighlightsGetLocation “+elem.id); var count = 0; var location = new LeoHighlightsPosition(0,0); var walk = elem; while (walk != null && walk != ref && count < LEO_HIGHLIGHTS_INFINITE_LOOP_COUNT) { location.x += walk.offsetLeft; location.y += walk.offsetTop; walk = walk.offsetParent; count++; } _leoHighlightsDebugLog(“Location is: “+elem.id+” – “+location); return location;
} /** * This is used to update the position of an element as a popup * * @param IFrame * @param anchor * @return */
function _leoHighlightsUpdatePopupPos(iFrame,anchor)
{ try { // Gets the scrolled location for x and y var scrolledPos=new LeoHighlightsPosition(0,0); if( self.pageYOffset ) { scrolledPos.x = self.pageXOffset; scrolledPos.y = self.pageYOffset; } else if( document.documentElement && document.documentElement.scrollTop ) { scrolledPos.x = document.documentElement.scrollLeft; scrolledPos.y = document.documentElement.scrollTop; } else if( document.body ) { scrolledPos.x = document.body.scrollLeft; scrolledPos.y = document.body.scrollTop; } /* Get the total dimensions to see what scroll bars might be active */ var totalDim=new LeoHighlightsDimension(0,0) if (document.all && document.documentElement && document.documentElement.clientHeight&&document;.documentElement.clientWidth) { totalDim.width = document.documentElement.scrollWidth; totalDim.height = document.documentElement.scrollHeight; } else if (document.all) { /* This is in IE */ totalDim.width = document.body.scrollWidth; totalDim.height = document.body.scrollHeight; } else { totalDim.width = document.width; totalDim.height = document.height; } // Gets the location of the available screen space var centerDim=new LeoHighlightsDimension(0,0); if(self.innerWidth && self.innerHeight ) { centerDim.width = self.innerWidth-(totalDim.height>self.innerHeight?16:0); // subtracting scroll bar offsets for firefox centerDim.height = self.innerHeight-(totalDim.width>self.innerWidth?16:0); // subtracting scroll bar offsets for firefox } else if( document.documentElement && document.documentElement.clientHeight ) { centerDim.width = document.documentElement.clientWidth; centerDim.height = document.documentElement.clientHeight; } else if( document.body ) { centerDim.width = document.body.clientWidth; centerDim.height = document.body.clientHeight; } // Get the current dimension of the popup element var iFrameDim=new LeoHighlightsDimension(iFrame.offsetWidth,iFrame.offsetHeight) if (iFrameDim.width <= 0) iFrameDim.width = iFrame.style.width.substring(0, iFrame.style.width.indexOf(‘px’)); if (iFrameDim.height <= 0) iFrameDim.height = iFrame.style.height.substring(0, iFrame.style.height.indexOf(‘px’)); /* Calculate the position, lower right hand corner by default */ var position=new LeoHighlightsPosition(0,0); position.x=scrolledPos.x+centerDim.width-iFrameDim.width-LEO_HIGHLIGHTS_ADJUSTMENT.x; position.y=scrolledPos.y+centerDim.height-iFrameDim.height-LEO_HIGHLIGHTS_ADJUSTMENT.y; if(anchor!=null) { //centerDim in relation to the anchor element if available var topOrBottom = false; var anchorPos=_leoHighlightsGetLocation(document.body, anchor); var anchorScreenPos = new LeoHighlightsPosition(anchorPos.x-scrolledPos.x,anchorPos.y-scrolledPos.y); var anchorDim=new LeoHighlightsDimension(anchor.offsetWidth,anchor.offsetHeight) if (anchorDim.width <= 0) anchorDim.width = anchor.style.width.substring(0, anchor.style.width.indexOf(‘px’)); if (anchorDim.height <= 0) anchorDim.height = anchor.style.height.substring(0, anchor.style.height.indexOf(‘px’)); // Check if the popup can be shown above or below the element if (centerDim.height – anchorDim.height – iFrameDim.height – anchorScreenPos.y > 0) { // Show below, formula above calculates space below open iFrame position.y = anchorPos.y + anchorDim.height; topOrBottom = true; } else if (anchorScreenPos.y – anchorDim.height – iFrameDim.height > 0) { // Show above, formula above calculates space above open iFrame position.y = anchorPos.y – iFrameDim.height – anchorDim.height; topOrBottom = true; } _leoHighlightsDebugLog(“_leoHighlightsUpdatePopupPos() – topOrBottom: “+topOrBottom); if (topOrBottom) { // We attempt top attach the window to the element position.x = anchorPos.x – iFrameDim.width / 2; if (position.x < 0) position.x = 0; else if (position.x + iFrameDim.width > scrolledPos.x + centerDim.width) position.x = scrolledPos.x + centerDim.width – iFrameDim.width; _leoHighlightsDebugLog(“_leoHighlightsUpdatePopupPos() – topOrBottom: “+position); } else { // Attempt to align on the right or left hand side if (centerDim.width – anchorDim.width – iFrameDim.width – anchorScreenPos.x > 0) position.x = anchorPos.x + anchorDim.width; else if (anchorScreenPos.x – anchorDim.width – iFrameDim.width > 0) position.x = anchorPos.x – anchorDim.width; else // default to below position.y = anchorPos.y + anchorDim.height; _leoHighlightsDebugLog(“_leoHighlightsUpdatePopupPos() – sideBottom: “+position); } } /* Make sure that we don’t go passed the right hand border */ if(position.x+iFrameDim.width>centerDim.width-20) position.x=centerDim.width-(iFrameDim.width+20); // Make sure that we didn’t go passed the start if(position.x<0) position.x=0; if(position.y<0) position.y=0; _leoHighlightsDebugLog(“Popup info id: ” +iFrame.id+” – “+anchor.id + “\nscrolled ” + scrolledPos + “\ncenter/visible ” + centerDim + “\nanchor (absolute) ” + anchorPos + “\nanchor (screen) ” + anchorScreenPos + “\nSize (anchor) ” + anchorDim + “\nSize (popup) ” + iFrameDim + “\nResult pos ” + position); // Set the popup location iFrame.style.left = position.x + “px”; iFrame.style.top = position.y + “px”; } catch(e) { _leoHighlightsReportExeception(“_leoHighlightsUpdatePopupPos()”,e); }
} /** * This will show the passed in element as a popup * * @param anchorId * @param size * * @return */
function _leoHighlightsShowPopup(anchorId,size)
{ try { var popup=new LeoHighlightsPopup(anchorId,size); popup.show(); } catch(e) { _leoHighlightsReportExeception(“_leoHighlightsShowPopup()”,e); } } /** * This will transform the passed in url to a rover url * * @param url * @return */
function _leoHighlightsGetRoverUrl(url)
{ var rover=LEO_HIGHLIGHTS_ROVER_TAG; var roverUrl=”http://rover.ebay.com/rover/1/”+rover+”/4?&mpre;=”+encodeURI(url); return roverUrl;
} /** * Sets the size of the bottom windown part * * @param size * @return */
function _leoHighlightsSetBottomSize(size,clickId)
{ /* Get the elements */ var iFrameBottom=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_BOTTOM_ID); var iFrameDiv=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_DIV_ID); /* Figure out the correct sizes */ var iFrameBottomSize=(size==1)?LEO_HIGHLIGHTS_IFRAME_BOTTOM_CLICK_SIZE:LEO_HIGHLIGHTS_IFRAME_BOTTOM_HOVER_SIZE; var divSize=(size==1)?LEO_HIGHLIGHTS_DIV_CLICK_SIZE:LEO_HIGHLIGHTS_DIV_HOVER_SIZE; /* Refresh the iFrame’s url, by removing the size arg and adding it again */ leoHighlightsUpdateUrl(iFrameBottom,size,clickId); /* Clear the hover flag, if the user shows this at full size */ _leoHighlightsPrevElem.hover=size==1?false:true; _leoHighlightsSetSize(iFrameBottom,iFrameBottomSize); _leoHighlightsSetSize(iFrameDiv,divSize);
} /** * Class for a Popup * * @param anchorId * @param size * * @return */
function LeoHighlightsPopup(anchorId,size)
{ try { _leoHighlightsDebugLog(“LeoHighlightsPopup() “); this.anchorId=anchorId; this.anchor=_leoHighlightsFindElementById(this.anchorId); this.topIframe=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_TOP_ID); this.bottomIframe=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_BOTTOM_ID); this.iFrameDiv=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_DIV_ID); this.topIframe.src=unescape(this.anchor.getAttribute(‘leoHighlights_url_top’));; this.bottomIframe.src=unescape(this.anchor.getAttribute(‘leoHighlights_url_bottom’));; _leoHighlightsDebugLog(“1) LeoHighlightsPopup() (“+this.topIframe.style.top+”, “+this.topIframe.style.left+”)”); _leoHighlightsDebugLog(“2) LeoHighlightsPopup() (“+this.bottomIframe.style.top+”, “+this.bottomIframe.style.left+”)”); leoHighlightsSetSize(size); this.updatePos=function() { _leoHighlightsUpdatePopupPos(this.iFrameDiv,this.anchor)}; this.show=function() { this.updatePos(); this.iFrameDiv.style.visibility = “visible”; this.iFrameDiv.style.display = “block”; this.updatePos(); _leoHighlightsDebugLog(“3) LeoHighlightsPopup() (“+this.topIframe.style.top+”, “+this.topIframe.style.left+”)”); _leoHighlightsDebugLog(“4) LeoHighlightsPopup() (“+this.bottomIframe.style.top+”, “+this.bottomIframe.style.left+”)”); } this.scroll=function() { this.updatePos();}; } catch(e) { _leoHighlightsReportExeception(“new LeoHighlightsPopup()”,e); }
} /** * updates the url for the iFrame * * @param iFrame * @param size * @param clickId * @return */
function leoHighlightsUpdateUrl(iFrame,size,clickId,destUrl)
{ try { _leoHighlightsDebugLog(“leoHighlightsUpdateUrl() “+destUrl); var url=iFrame.src; var idx=url.indexOf(“&size;=”); if(idx>=0) url=url.substring(0,idx); // size=1; _leoHighlightsDebugLog(“leoHighlightsUpdateUrl() size=”+size+” “+url); if(size!=null) url+=(“&size;=”+size); if(clickId!=null) url+=(“&clickId;=”+clickId); if(destUrl!=null) url+=(“&url;=”+destUrl); _leoHighlightsDebugLog(“leoHighlightsUpdateUrl() “+url); iFrame.src=url; } catch(e) { _leoHighlightsReportExeception(“leoHighlightsUpdateUrl()”,e); }
} /**
*
* This can be used to close an iframe
*
* @param id
* @return
*/
function leoHighlightsSetSize(size,clickId)
{ try { /* Get the element */ var iFrameTop=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_TOP_ID); /* Figure out the correct sizes */ var iFrameTopSize=LEO_HIGHLIGHTS_IFRAME_TOP_SIZE; /* Refresh the iFrame’s url, by removing the size arg and adding it again */ leoHighlightsUpdateUrl(iFrameTop,size,clickId); _leoHighlightsSetSize(iFrameTop,iFrameTopSize); _leoHighlightsSetBottomSize(size,clickId); /* Clear the hover flag, if the user shows this at full size */ if(size==1&&_leoHighlightsPrevElem) _leoHighlightsPrevElem.hover=false; } catch(e) { _leoHighlightsReportExeception(“leoHighlightsSetSize()”,e); }
} /** * Start the popup a little bit delayed. * Somehow IE needs some time to find the element by id. * * @param anchorId * @param size * * @return */
function leoHighlightsShowPopup(anchorId,size)
{ try { var elem=_leoHighlightsFindElementById(anchorId); if(_leoHighlightsPrevElem&&(_leoHighlightsPrevElem!=elem)) _leoHighlightsPrevElem.shown=false; elem.shown=true; _leoHighlightsPrevElem=elem; _leoHighlightsDebugLog(“leoHighlightsShowPopup() “+_leoHighlightsPrevElem); /* FF needs to find the element first */ _leoHighlightsFindElementById(anchorId); setTimeout(“_leoHighlightsShowPopup(\’”+anchorId+”\’,\’”+size+”\’);”,10); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsShowPopup()”,e); } } /**
*
* This can be used to close an iframe
*
* @param id
* @return
*/
function leoHighlightsHideElem(id)
{ try { /* Get the appropriate sizes */ var elem=_leoHighlightsFindElementById(id); if(elem) elem.style.visibility=”hidden”; /* Clear the page for the next run through */ var iFrame=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_TOP_ID); if(iFrame) iFrame.src=”about:blank”; var iFrame=_leoHighlightsFindElementById(LEO_HIGHLIGHTS_IFRAME_BOTTOM_ID); if(iFrame) iFrame.src=”about:blank”; if(_leoHighlightsPrevElem) { _leoHighlightsPrevElem.shown=false; _leoHighlightsPrevElem=null; } } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHideElem()”,e); }
} /**
*
* This can be used to close an iframe.
* Since the iFrame is reused the frame only gets hidden
*
* @return
*/
function leoHighlightsIFrameClose()
{ try { _leoHighlightsSimpleGwCallBack(“LeoHighlightsHideIFrame”); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsIFrameClose()”,e); }
} /** * This should handle the click events * * @param anchorId * @return */
function leoHighlightsHandleClick(anchorId)
{ try { if(_leoHighlightsIsFrame()) return false; var anchor=_leoHighlightsFindElementById(anchorId); anchor.hover=false; if(anchor.startTimer) clearTimeout(anchor.startTimer); /* Report the click event */ leoHighlightsReportEvent(“clicked”, window.document.domain, _leoHighlightsGetAttrib(anchor,’leohighlights_keywords’),null, _leoHighlightsGetAttrib(anchor,’leohighlights_accept’), _leoHighlightsGetAttrib(anchor,’leohighlights_reject’)); leoHighlightsShowPopup(anchorId,1); return false; } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleClick()”,e); } } /** * This should handle the hover events * * @param anchorId * @return */
function leoHighlightsHandleHover(anchorId)
{ try { if(_leoHighlightsIsFrame()) return false; var anchor=_leoHighlightsFindElementById(anchorId); anchor.hover=true; /* Report the hover event */ leoHighlightsReportEvent(“hovered”, window.document.domain, _leoHighlightsGetAttrib(anchor,’leohighlights_keywords’),null, _leoHighlightsGetAttrib(anchor,’leohighlights_accept’), _leoHighlightsGetAttrib(anchor,’leohighlights_reject’)); leoHighlightsShowPopup(anchorId,0); return false; } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleHover()”,e); } } /** * This will handle the mouse over setup timers for the appropriate timers * * @param id * @return */
function leoHighlightsHandleMouseOver(id)
{ try { if(_leoHighlightsIsFrame()) return; var anchor=_leoHighlightsFindElementById(id); /* Clear the end timer if required */ if(anchor.endTimer) clearTimeout(anchor.endTimer); anchor.endTimer=null; anchor.style.background=LEO_HIGHLIGHTS_BACKGROUND_STYLE_HOVER; /* The element is already showing we are done */ if(anchor.shown) return; /* Setup the start timer if required */ anchor.startTimer=setTimeout(function(){ leoHighlightsHandleHover(anchor.id); anchor.hover=true; }, LEO_HIGHLIGHTS_SHOW_DELAY_MS); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleMouseOver()”,e); }
} /** * This will handle the mouse over setup timers for the appropriate timers * * @param id * @return */
function leoHighlightsHandleMouseOut(id)
{ try { var anchor=_leoHighlightsFindElementById(id); /* Clear the start timer if required */ if(anchor.startTimer) clearTimeout(anchor.startTimer); anchor.startTimer=null; anchor.style.background=LEO_HIGHLIGHTS_BACKGROUND_STYLE_DEFAULT; if(!anchor.shown||!anchor.hover) return; /* Setup the start timer if required */ anchor.endTimer=setTimeout(function(){ leoHighlightsHideElem(LEO_HIGHLIGHTS_IFRAME_DIV_ID); anchor.shown=false; _leoHighlightsPrevElem=null; },LEO_HIGHLIGHTS_HIDE_DELAY_MS); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleMouseOut()”,e); }
} /** * This handles the mouse movement into the currently opened window. * Just clear the close timer * * @return */
function leoHighlightsHandleIFrameMouseOver()
{ try { if(_leoHighlightsPrevElem&&_leoHighlightsPrevElem.endTimer) clearTimeout(_leoHighlightsPrevElem.endTimer); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleIFrameMouseOver()”,e); }
} /** * This handles the mouse movement into the currently opened window. * Just clear the close timer * * @param id * @return */
function leoHighlightsHandleIFrameMouseOut()
{ try { if(_leoHighlightsPrevElem) leoHighlightsHandleMouseOut(_leoHighlightsPrevElem.id); } catch(e) { _leoHighlightsReportExeception(“leoHighlightsHandleIFrameMouseOut()”,e); }
}
/** * This is a method is used to make the javascript within IE runnable */
var leoHighlightsRanUpdateDivs=false;
function leoHighlightsUpdateDivs()
{ try { /* Check if this is an IE browser and if divs have been updated already */ if(document.all&&!leoHighlightsRanUpdateDivs&&!_leoHighlightsIsFrame()) { leoHighlightsRanUpdateDivs=true; // Set early to prevent running twice for(var i=0;i0) url=url.substring(0,idx); /* Append the text to the end */ url+=”#”+encodeURI(txt); /* Set the iframe with the new url that contains the hash tag */ topIFrame.src=url; } catch(e) { _leoHighlightsReportExeception(“leoHighlightsSetExpandTxt()”,e); }
} /*———————————————————————-*/
/* Methods provided to the highlight providers… */
/*———————————————————————-*/ /** * This will set the expand text for the Top window */
function leoHL_SetExpandTxt(txt)
{ try { _leoHighlightsDebugLog(“leoHL_SetExpandTxt() “+txt); _leoHighlightsSimpleGwCallBack(“LeoHighlightsSetExpandTxt”,”expandTxt”,txt); } catch(e) { _leoHighlightsReportExeception(“leoHL_SetExpandTxt()”,e); }
} /** * This will redirect the top window to the passed in url * * @param url * @param parentId * @return */
function leoHL_RedirectTop(url,parentId)
{ try { try{ var domain=_leoHighlightsGetUrlArg(window.document.URL,”domain”) var keywords=_leoHighlightsGetUrlArg(window.document.URL,”keywords”) var vendorId=_leoHighlightsGetUrlArg(window.document.URL,”vendorId”) leoHighlightsReportEvent(“clickthrough”, domain,keywords, vendorId); }catch(e){ _leoHighlightsReportExeception(“leoHL_RedirectTop()”,e); } _leoHighlightsRedirectTop(url); } catch(e) { _leoHighlightsReportExeception(“leoHL_RedirectTop()”,e); }
} /** * This will redirect the top window to the passed in url * * @param url * @param parentId * @return */
function LeoHL_RedirectTop(url,parentId)
{ leoHL_RedirectTop(url,parentId);
} /** * This will redirect the top window to the passed in url * * @param url * @param parentId * @return */
function leoHL_RedirectTopAd(url,parentId)
{ try { try{ var domain=_leoHighlightsGetUrlArg(window.document.URL,”domain”) var keywords=_leoHighlightsGetUrlArg(window.document.URL,”keywords”) var vendorId=_leoHighlightsGetUrlArg(window.document.URL,”vendorId”) leoHighlightsReportEvent(“advertisement.click”, domain,keywords, vendorId); }catch(e){ _leoHighlightsReportExeception(“leoHL_RedirectTopAd()”,e); } _leoHighlightsRedirectTop(url); } catch(e) { _leoHighlightsReportExeception(“leoHL_RedirectTopAd()”,e); }
} /** * This will set the size of the iframe * * @param url * @param parentId * * @return */
function leoHl_setSize(size,url)
{ try { /* Get the clickId */ var clickId=_leoHighlightsGetUrlArg( url,”clickId”) var gwObj = new Gateway(); gwObj.addParam(“size”,size); if(clickId) gwObj.addParam(“clickId”,clickId+”_blah”); gwObj.callName(“LeoHighlightsSetSize”); } catch(e) { _leoHighlightsReportExeception(“leoHl_setSize()”,e); }
} /** * This will toggle the size of the window * * @return */
function leoHl_ToggleSize()
{ try { var gwObj = new Gateway(); gwObj.callName(“LeoHighlightsToggleSize”); } catch(e) { _leoHighlightsReportExeception(“leoHl_ToggleSize()”,e); }
} “);
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