I am a retired Marine with 2 children. My objective is to roll all my debts into one single obligation which I can guarantee with my military retirement as an allotment to repay this debt. I am willing to pay an interest rate of up to 18% if possible. I am also interested in starting a high quality woodworking business which I will provide 30% of the revenues for the 1st year being reduced by 5% per year till the debt is paid. I would like an opportunity to speak with a lender directly on these matters. Sincerely, Ron