Archive for July, 2010

15k in credit card debt, 17K in personal student loan debt, 15K in government student loan debt, 15k in car loan debt.

All im trying to do is consolidate my CC debt. The rest i will deal with with later.

Anyone know of a legit company? No marks from credit solutions please!

i know you guys are on the ripoff report and i have called the better business buereau about you and know you are bad business and fradulent.
STOP…READ…. NO MORE CREDIT SOLUTIONS MARKS!!! YOU GUYS ARE FRAUDS. CANT YOU READ WHAT I POSTED ABOVE AND YOU GUYS ARE STILL POSTING ANSWERS. GEEZ!!!

I am not sure whether to refinance with debt consolidation, cash out or a home equity loan or line of credit.

Totally Debt-Free Lifestyle

Product Description
Debt can make your life better or/and can tear your life
apart. Most people always take the positive part of
having debts without taking in consideration how debts
can ruin our life and also how easy we can get rid of our
debts by following simple steps…. More >>

Totally Debt-Free Lifestyle


My Rule of Thumb Always Know Exactly What Your Credit Report Contains. I guarantee that with “Credit Secrets Revealed” you’ll totally understand the inner workings of our credit system and be able to immediately use your newfound knowledge to your advantage. Heck, even most millionaires…

I am very desperate to come on here and talk about my financial situation. I need approx. $20,000 to consolidate credit card debt… I do not have enough equity in my home (just bought it last year), I have tried personal loans through Capital One and Chase and have been denied. With Capitol, I even had my father co-sign (he’s got excellent credit) and it didn’t work. I have NO WHERE ELSE TO TURN. I need help, if anyone knows a forgiving lender who will look at my situation, or any other way for me to reach my goal, PLEASE let me know. Please do not refer me to a credit counseling program, for I don’t use my cards anymore, I just have been paying on them for 3 years and trying to speed up things. I know I could just keep paying the most I have on one card and work them down, but I am looking for debt consolidation OPTIONS. Like a bank or organization that would help. Thank you so much for your time in advance!

Product Description
This is a concise, practical manual that covers all of the points and concepts that you need to get out of, avoid and manage debt by using budgeting as the basis for mastering your household finances.

This is the first of a projected “Household Finance Mastery” series of three books relating debt, credit and wealth building. The second book will be available in February, 2010.

The author, Alice Bitamba, CIM, is an experienced financial planner and con… More >>

How to Get Out of Debt: Use a Budget to Avoid, Eliminate or Manage Debt

Thinking about a HELOC for debt consolidation. Good idea or not?

A Guide To Credit Card Debt

Product Description
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow ass… More >>

A Guide To Credit Card Debt

Product Description
Inside The Simple Steps to Solve Your Debt Problems, you will discover:

–Understanding debt

–What are essential and non-essential expenses

–How to explore your own debt

–Create a realistic budget

–Learn how to pay off high interest debt first

–Finding your hidden money

–Is debt counseling an option for you

–Refinance a mortgage

–Know your rights

–Dealing with creditors

–Is bankru… More >>

The Simple Steps to Solve Your Debt Problems

Bad Credit Loans for Debt Consolidation?

Long Story Short, Back in 2008, I ended up paying off all of my credit debt and then ended up moving to another state to be with my girlfriend (moving to another state without another job lined up is a bad idea). After Maxing out all of my credit cards, being legally homeless for months on end and living out of a motel I finally made my way back home where my credit was destroyed. I am now trying to pick of the pieces but it has been difficult.

Tons of people always talk about how people with horrible credit can still get personal or debt consolidation loans. When when you look online all you see is spam or garbage. I’d like to get a personal loan so I can consolidate my bills and move out of my parent’s house. Does anyone know of any legit, useful places that provide a bad credit loan (not payday advances)?
All of my credit cards ended up going to collections. I am currently now making payments to those collectors. They all refused to let me make payments on my own; telling me that my word on paying wasn’t good enough and that I had to either allow automatic deductions or they’d simply garnish my wages. While I was able to get several down to 60% of the original debt, the only way they’d work with me was by setting up automatic payments. I am annoyed that I am trying to at least fix my credit and pay my debt and these people are being so frustrating.

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